Mark E. Carron – carron@navis-group.com
Mr. Carron is a lifelong banker. His career is largely defined by a thirty-four year tenure with Cape Cod Bank & Trust in South Yarmouth, Massachusetts. Starting as a teller in 1970, Mark went on to spend nine years in retail lending, followed by seven years of retail branch management, culminating in a seventeen year period as the bank’s SVP – Operations. Mr. Carron was responsible for oversight of the bank’s deposit and loan operations, information technology customer telephone center, help desk, electronic banking and thirty-nine bank facilities. Specific accomplishments at CCBT included implementations of CRM, Imaging and VoIP systems.
In 2004, upon sale of the institution, Mr. Carron entered into consulting, managing projects for Heron InterAct, Inc. and Vitex, Inc. Engagements included working with commercial banks, de novo institutions and credit unions on systems decisions, organizational architecture and a myriad of operational efficiencies / decisions. In 2006, Mr. Carron helped found the Bank of Cape Cod, serving as the bank’s initial chief operating officer, helping to decision and build the bank’s opening infrastructure, inclusive of the full set of banking policies and programs to meet all management and regulatory requirements. Mark is a past director of the Cape Cod Technology Council, served as a member of Mass. Banker’s Technology Committee, and has taught leadership classes at Cape Cod Community College.
Harry A. Schibanoff – HarryS@navis-group.com
Harry A. Schibanoff
graduated from Boston University in 1971 with an MBA in the area
of finance. He
previously received a bachelors of arts at DePauw University in
Indiana. Mr.
Schibanoff began his banking career as a savings and loan
examiner. Within a
year, he became a Vice President and Supervisory Agent at the
Federal Home Loan Bank of Boston.
In 1978, he moved to New Hampshire to work for a financial
institution as a senior officer.
Then in 1980, he became an independent consultant and
founded HAS Associates, Inc.
HAS Associates was a management consulting firm that
worked with over 200 financial institutions and related
corporations in New England.
In addition to managing the firm, Mr. Schibanoff
consulted in the areas of planning, expansion methods and
techniques, marketing surveys and assistance with state and
Federal regulatory agencies.
In 2004, he retired
from consulting and worked for a while with a software company
that developed software in the area of enterprise risk
management. Since
that time, he has returned to consulting on his own, and has
been involved in some recent mutual-to-mutual mergers.